Serving the heart of Kearney, Southern Bank is proud to be more than just a place to manage your money. With a commitment to personal service and strong community ties, our team is here to help you reach your financial goals, whether that means opening a checking or savings account, securing a loan, or simply getting trusted advice from a familiar face.

Located on Commerce Drive, our branch offers convenient drive-thru banking and flexible hours designed to fit your schedule. We believe banking should be easy, reliable, and tailored to you, which is why we’re dedicated to providing straightforward solutions and local support every step of the way.