Founded on January 3, 1966, in the back of a small grocery store, First Federal Savings Bank was built on a vision of community and connection. Guided by founder Dick Belcher and a dedicated board, we set out to create a place where friends and neighbors would feel like family. Over the years, that vision has helped us grow into one of Northern Indiana’s leading mortgage lenders, now proudly serving our customers through six convenient branches. More than a financial institution, we are a trusted partner dedicated to helping individuals and families achieve their financial goals.

Our mission is to deliver innovative, competitively priced products supported by state-of-the-art technology, all while maintaining a culture rooted in respect, integrity, commitment, flexibility, and fun. We believe in treating every customer and team member the way we would like to be treated, with care, honesty, and genuine appreciation. As our founder once said, “We don’t want to be the biggest bank, just the best,” and that belief continues to guide every decision we make today.